Retirement Planning 
There is an old Chinese proverb that states “The best time to plant a tree is twenty years ago; the second best time is now.” This proverb could have been written about pension saving.
There is no doubt that the sooner you start contributing towards your retirement the better your retirement will be. More than any other form of savings, pensions benefit from significant tax breaks which will help your savings to grow quicker.
Also See:
Personal Pensions Annuities Income Drawdown Cost of Delay
Phased Retirement New Rules About Pensions Compound Interest
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